business auto Insurance

driven to provide comprehensive coverage

The importance of business auto insurance

We know that your business is often times dependent on vehicles and that automobiles can be an essential part of your operations. Commercial auto insurance can help protect your employees and vehicles from bad roads, extreme weather conditions and other drivers on road that are beyond your control.

Whether you manage just a few cars or a full fleet, our commercial vehicle insurance coverage options help ensure you and your businesses are fully safeguarded.

why commercial auto Insurance?

A car collision is unwelcome news, especially when it involves one of your business's cars or trucks, making the aftermath more complex. Business auto insurance, also known as commercial auto insurance, encompasses all the elements of standard auto coverage and provides additional safeguards.

When opting for commercial car insurance, you can typically secure higher liability coverage, recognizing that a business generally has more assets at stake than an individual. Moreover, commercial auto insurance offers collision insurance, covering damage to your commercial vehicle regardless of the party responsible for the collision. This form of protection is often essential, particularly if you lease or finance commercial vehicles.

What’s covered with your commercial auto policy?

  • Bodily injury liability: Coverage for other drivers’ and passengers’ injuries or death for which you’re responsible.

  • Comprehensive coverage: This includes losses resulting from an event other than an accident, such as theft or a fallen tree branch on your vehicle.

  • Collision Coverage: The policy covers your vehicle when met with an accident.

  • Property damage liability: Under this auto insurance policy, we provide coverage for someone else’s property for which you are responsible.

  • Medical Payments coverage: Covers the expenses incurred by you and passengers in your vehicle injured in an accident.

ready to get a quote?

meet The Ford Insurance Agency business specialty team!

Each Ford Insurance Agency client is supported by industry leading advisors and highly skilled account managers. We pro-actively address our clients’ needs and goals, while delivering personalized solutions.

Contact one of our business insurance experts to get your customized quote today. We are here to help you find the right coverage!

David Ford
Agency Principal & Commercial Account Executive

Direct Dial: (231) 252-0170

Email: dford@fordinsurance.net

Ryan Confer
Director of Sales & Revenue & Commercial Account Executive

Direct Dial: (231) 774-6066

Email: rconfer@fordinsurance.net

Garrett Boursaw
Director of Agency Operations & Commercial Account Executive

Direct Dial: (231) 642-2683

Email: gboursaw@fordinsurance.net

Madison Ford
Employee Benefits & Life Insurance Account Executive

Direct Dial: (231) 492-0824

Email: mford@fordinsurance.net

Adam Boelkins
Commercial Account Executive

Direct Dial: (231) 486-5597

Email: aboelkins@fordinsurance.net