Specialty coverage
Insuring northern mighigan’s way of doing business
We take pride in offering a diverse range of specialty insurance programs tailored to meet the unique needs of our region. Specialized coverage is not a one-size-fits-all solution and we understand that different businesses and individuals require customized protection. Whether it's insurance for the agriculture industry, cyber insurance for businesses safeguarding against digital threats or insurance for adult foster care providers, we strive to provide comprehensive and personalized coverage.
Our team of experienced agents works closely with clients to assess their distinct risks and craft customized insurance packages. We recognize the importance of anticipating unforeseen challenges in today's dynamic world. By offering specialty insurances, we aim to empower our clients to navigate uncertainties with confidence, knowing they have a dedicated partner committed to mitigating risks. We are your trusted ally in securing the specialized coverage that aligns perfectly with your unique needs.
Adult foster care providers
Adult foster care providers face unique challenges. Our insurance solutions address their specific needs, offering protection against liability, property damage and unforeseen circumstances, ensuring peace of mind in caregiving.
agribusiness
From crop protection to equipment coverage, we safeguard your livelihood against the uncertainties of the agricultural industry.
contractors
For contractors navigating the complexities of construction projects, our specialized insurance offers a safety net. We provide coverage for property damage, liability, and worker-related risks, ensuring peace of mind throughout the project lifecycle.
construction
Our construction insurance solutions are designed to safeguard against project-specific challenges, offering coverage for property, liability, and worker-related risks. From groundbreaking to completion, we ensure your construction endeavors are protected.
Dentists
Our dental office coverage solutions offers comprehensive coverage, including malpractice protection, property insurance, and liability coverage. We ensure dentists can focus on patient care with confidence and peace of mind.
Elder care
Our elder care insurance provides specialized coverage, addressing the distinct risks associated with caregiving. From liability protection to property coverage, we prioritize the well-being of both caregivers and residents.
Farming
Our farming insurance solutions are tailored to protect agricultural operations, covering aspects such as crop loss, equipment damage, and liability risks. We strive to secure the future of farming by providing comprehensive coverage that aligns with the diverse needs of this vital industry.
Food processing
Our insurance solutions for food processing businesses provide comprehensive coverage, addressing risks such as equipment breakdown, product recall, and liability. We ensure your operations are safeguarded against unforeseen challenges, allowing you to focus on delivering quality food products.
hard cider
Our insurance solutions offer tailored coverage for those businesses in the craft beverage industry. From property protection for orchards and equipment to liability coverage for tasting rooms, we safeguard hard cider producers against risks, ensuring their business resilience and success.
Home health providers
Our insurance for home healthcare providers includes liability, employee, and property coverage. Tailored to the unique challenges of in-home care, we offer security and confidence in delivering essential services.
hospitality
Our tailored insurance for hospitality businesses encompasses property protection, liability, and industry-specific risks. We provide comprehensive coverage to ensure the security and continuity of hotels, restaurants, and event venues.
Hotels & motels
Hotels operate in a dynamic environment. Our insurance solutions for hotels cover property, liability, and business interruption risks, ensuring comprehensive protection tailored to the unique challenges of the hospitality industry.
Human services
In the realm of human services, our insurance offerings cater to diverse needs. From liability coverage for social workers to property protection for community centers, we tailor comprehensive solutions for organizations serving communities.
Manufacturing
Our manufacturing insurance provides comprehensive coverage for operations, including protection against equipment breakdown, product liability, and property risks. We ensure manufacturers can operate confidently in their dynamic industry.
Microbreweries
Microbreweries thrive in a dynamic industry. Our insurance solutions for microbreweries cover aspects like property protection, product liability, and business interruption, ensuring tailored coverage for the unique risks they face.
non-profit
Non-profits play a crucial role, and our insurance solutions are tailored to support their mission-driven endeavors. From liability protection to property coverage, we ensure comprehensive insurance for the unique needs of non-profit organizations.
religious institutions
Religious institutions hold a special place in communities. Our insurance solutions for them encompass property protection, liability coverage, and unique risks associated with religious practices, ensuring comprehensive protection for sacred spaces.
retail
Our insurance solutions provide comprehensive coverage, including protection for property, liability, and inventory risks. We tailor our offerings to address the unique challenges faced by retailers, ensuring their operations are safeguarded.
restaurants
From property protection to liability coverage, we understand the unique risks restaurants face, ensuring comprehensive insurance for sustained success.
schools
Schools require specialized insurance coverage. Our solutions encompass property protection, liability coverage, and unique risks associated with education, ensuring comprehensive protection for both educators and students in the dynamic learning environment.
Service businesses
Our insurance for service businesses covers liabilities, property, and unique risks, ensuring comprehensive protection. Tailored to the specific needs of service-oriented enterprises, we safeguard their ongoing success.
wineries
In the world of wineries and vineyards, our insurance understands the unique challenges. Covering everything from crop protection to liability, we provide a customized shield for the distinctive risks of this dynamic industry.