Restaurants

Restaurant insurance is a dish best served anytime

Pouring your savings into your restaurant and doing your best to yield the best results is not a cake-walk. Being in the hospitality industry is absolutely challenging when compared to other businesses. We know that you have to worry about intricacies like lawsuits, loss of income or property damage. However, comprehensive restaurant insurance can help you keep your worries at bay. As we specialize in helping restaurants through insurance and risk management solutions, we provide the best possible cost and coverage combination for your restaurant’s insurance needs.

What is covered with restaurant insurance

We understand you’d rather be concentrating more on your customers and the quality of food you serve rather than worrying over liabilities. Here are just a few of our policies that will give you greater peace of mind.

  • Worker’s Compensation Insurance: Business insurance for restaurants can cover the medical costs and a portion of lost wages for an employee who becomes ill or injured while at work.
  • Business Crime Insurance: As a restaurant owner, employee theft, robbery and forgery are something that you may encounter. Business Crime Insurance safeguards your business income from crime-related losses. This provides coverage for employee dishonesty, forgery and alteration, money orders and counterfeit paper currency. We also help you create customized insurance solutions for your business.
  • Business Property Insurance: This is a best defense against unexpected occurrences and natural disasters related to thunderstorms, windstorms, fire, hail and more. This coverage protects the physical aspects of your business.
  • Business Owners’ Policy: Under this, we provide protection for restaurants including general liability insurance, property insurance, loss of income coverage and more. The policy is targeted to provide protection against lawsuits and other financial liabilities that result from building damage and other business-related risks.
  • Restaurant Insurance for Vehicles: Whether you own catering truck, refrigerated truck, step van, pickup truck, lunch wagon, food service trailer, concession trailer or truck, we provide comprehensive vehicle coverage.

We’ll take care of that

If you’d like to learn more about our services and find out how we can tailor restaurant insurance coverage to meet your needs, contact us at 231.941.0450 or send us an email at info@fordinsurance.net.

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