short term disability

Help your employees focus on getting better!

Illness or injuries can interfere with your employees’ ability to work and even a few weeks away can make it difficult for them to manage household costs. Our short-term group disability insurance coverage can pay up to a defined percentage of income, so your team can focus on getting better, and worry less about keeping up with bills.

Protect staff from income loss due to illness or injury

Employees can opt for personal disability insurance, but businesses offering it as part of their benefits package find it an effective recruitment tool, fostering a sense of value. Disability insurance provides a payout to an employee unable to work due to illness or injury—typically 60% of their salary, often as tax-free income.

Choose from short and long-term coverage options

When selecting a plan for employees, you can provide short-term coverage (typically capped at 13 weeks) or long-term coverage (extending for several years or even until retirement age). Additional disability insurance options cover payments specifically for the employee's mortgage or other loans.

give ample recovery time to staff

Providing disability insurance ensures that injured or sick employees take the necessary time to heal properly, returning to work in good physical condition and stress-free. This prevents employees from rushing back to work prematurely, potentially worsening their condition!

ready to get a quote?

meet The Ford Insurance Agency Employee Benefits Team!

Each Ford Insurance Agency Client is supported by industry leading advisors and highly skilled account managers. We pro-actively address our Clients’ needs and goals, while delivering personalized solutions.

Contact one of our employee benefits insurance experts to get your customized quote today. We are here to help you find the right coverage!

group benefits

Madison Ford
Employee Benefits & Life Insurance Account Executive

Direct Dial: (231) 492-0824

Email: mford@fordinsurance.net

Madison is a passionate problem solver. He takes an earnest and unabashedly personal approach in his work. Because of this, he’s able to deliver customized solutions uniquely fit for each client.

group benefits

Kim Boyer
Employee Benefits Account Executive

Direct Dial: (231) 252-0324

Email: kboyer@fordinsurance.net

Kim likes to have fun at work, but don’t be fooled! She has a wealth of knowledge and over 32 years of experience within the insurance industry.