“button” up your risks with
retail business insurance
We provide retail businesses across northern michigan with comprehensive coverage tailored to thier needs.
Unexpected situations happen all the time. Equipment breaks, an employee may slip and fall, you could experience shoplifting. These scenarios aren’t fun but there is a way to feel confident that your customers, employees, and property are protected. Under our business insurance for retailers, we have the coverage that can help you safeguard your retail business against a variety of situations.
Experts coverage for retailers
The policies under retail business insurance include:
General Liability Insurance: Protects against third-party bodily injury, property damage, and personal injury claims.
Property Insurance: Covers damage or loss of physical assets such as buildings, inventory, and equipment due to events like fire, theft, or natural disasters.
Business Interruption Insurance: Compensates for lost income and operating expenses if the business is temporarily unable to operate due to a covered event.
Product Liability Insurance: Covers legal expenses and damages if a product sold by the retail business causes harm or injury.
Workers' Compensation Insurance: Provides coverage for medical expenses and lost wages if employees are injured on the job.
Cyber Liability Insurance: Protects against losses due to data breaches, cyberattacks, or other cyber threats.
Commercial Umbrella Insurance: Provides additional liability coverage beyond the limits of other liability policies.
It’s time to meet Dave!
David Ford is an owner and maintains an active role in working directly with agency customers. He supports Michigan businesses of all sizes and specialties in our region. He’d be happy to help! You can call him directly at (231) 252-0170 or email him at dford@fordinsurance.net.
CALL: (231) 252-0170
EMAIL: dford@fordinsurance.net
Or if you’d prefer, click below to fill out a form and he will get back to you.
RESTAURANTS
From property protection to liability coverage, we understand the unique risks restaurants face, ensuring comprehensive insurance for sustained success.
MICROBREWERIES
Microbreweries thrive in a dynamic industry. Our insurance solutions for microbreweries cover aspects like property protection, product liability, and business interruption, ensuring tailored coverage for the unique risks they face.
WINERIES
In the world of wineries and vineyards, our insurance understands the unique challenges. Covering everything from crop protection to liability, we provide a customized shield for the distinctive risks of this dynamic industry.
HOTELS & MOTELS
Hotels operate in a dynamic environment. Our insurance solutions for hotels cover property, liability, and business interruption risks, ensuring comprehensive protection tailored to the unique challenges of the hospitality industry.
Need Business Coverage? We’re Here for That!
You provide quality products to your customers. We provide quality care for your business, your employees, and your livelihood.