Insuring valuables

Insuring valuables in the home provides financial protection against loss, theft, or damage to high-value items like jewelry, art, and collectibles. Policies typically include coverage for these items, ensuring they are adequately protected within the home. In the event of a covered incident, such as a burglary or fire, the insurance can help reimburse the homeowner for the value of the lost or damaged items. Optional add-ons may offer increased coverage limits or specialized protection for specific types of valuables. With insurance, homeowners can enjoy peace of mind knowing their most precious belongings are safeguarded.

what can be covered?

These are just some examples of the types of items that can be insured with valuables insurance. Coverage can often be tailored to suit individual needs and preferences, providing peace of mind for homeowners regarding their most valuable possessions.

Valuables insurance typically covers a wide range of high-value items, including:

  • Jewelry: Rings, necklaces, bracelets, watches, and other valuable pieces.

  • Artwork: Paintings, sculptures, drawings, and other valuable art pieces.

  • Antiques: Furniture, pottery, porcelain, textiles, and other antique items.

  • Collectibles: Coins, stamps, sports memorabilia, comic books, and other collectible items.

  • Electronics: High-end audiovisual equipment, computers, cameras, and other electronic devices.

  • Musical Instruments: Guitars, pianos, violins, and other valuable musical instruments.

  • Furs: Coats, stoles, jackets, and other fur garments.

  • Silverware: Sterling silver flatware, serving pieces, and other silver items.

  • Wine: Rare and valuable wine collections.

  • Other High-Value Items: Precious metals, designer clothing and accessories, firearms, and more.

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If you have multiple insurance needs, we recommend combining multiple insurances, like home and auto, can lead to cost savings, streamlined management, and enhanced coverage options, providing comprehensive protection and peace of mind for policyholders.