short-term rental Insurance
Short-term rental insurance provides coverage for property owners renting out their space in short durations, from overnight stays to extended vacations. It includes protection for property damage, liability, and potential income loss. This insurance ensures financial security and peace of mind during rental periods, safeguarding against various risks associated with short-term renting.
Experts in coverage for Air bnb & vacation rentals
Short-term rental insurance ensures that property owners can rent out their space with confidence, knowing they are protected against various risks and liabilities associated with temporary rentals.
What does short term rental coverage cover?
Property Damage Coverage: Protects the property owner against damages caused by guests during their stay, such as accidental damage to furniture, appliances, or fixtures.
Liability Coverage: Provides protection in case a guest sustains an injury while on the rental property, covering medical expenses or legal fees if the property owner is found liable for the injury.
Loss of Rental Income Coverage: Reimburses the property owner for lost rental income if the property becomes uninhabitable due to covered damages, such as fire or water damage, allowing them to continue receiving income during repairs.
Vandalism and Theft Coverage: Protects against theft or vandalism by guests or unauthorized individuals, covering the cost of repairs or replacement of stolen or damaged items.
Additional Living Expenses Coverage: Reimburses the property owner for additional living expenses if they are unable to rent out the property due to covered damages, such as hotel bills or temporary accommodations.
Guest Property Coverage: Offers protection for guests' personal belongings in case of damage or theft during their stay, providing reimbursement for their losses.
Emergency Assistance: Provides access to 24/7 assistance services for both property owners and guests, including emergency repairs, medical referrals, and travel assistance.
Homeowners
Homeowners insurance safeguards your home and belongings from various risks like fire, theft, and natural disasters. It provides financial protection and security for your most valuable asset.
renters
Renters insurance protects your belongings in a rented property, covering losses from theft, fire, and other disasters. It also provides liability coverage, ensuring financial security for tenants.
condo
Insuring your condo protects your investment, covering damages to your unit and personal belongings. It provides liability coverage for accidents and financial security.
vacation home insurance
Vacation home insurance protects your secondary property from risks like theft, natural disasters, and liability issues. It ensures financial security and peace of mind while you're away, safeguarding your investment in your getaway retreat.