vacation home Insurance

for your home away from home

Vacation home insurance provides peace of mind for homeowners, ensuring their property and assets are protected against unforeseen events while they enjoy their leisure time away from home.

Experts in protecting vacations

Typical coverages include:

  • Dwelling Coverage: Protects the physical structure of the vacation home, including the main house, detached structures (such as a garage or shed), and fixtures against covered perils like fire, vandalism, and windstorm damage.

  • Personal Property Coverage: Insures belongings inside the vacation home, such as furniture, appliances, electronics, and clothing, against theft, damage, or loss.

  • Liability Coverage: Provides financial protection if someone is injured on the vacation property or if there is property damage caused by the homeowner or their family members. This coverage can help pay for legal expenses and medical bills.

  • Specialty Coverages: Optional add-ons may include coverage for valuable items like art, jewelry, watercraft, or collectibles, as well as coverage for specific risks like floods, or sewer backups.

  • 24 Hour Claims Service: Offers access to 24/7 emergency services such as roadside assistance, home repair services, and medical referrals for both homeowners and guests.

Homeowners

Homeowners insurance safeguards your home and belongings from various risks like fire, theft, and natural disasters. It provides financial protection and security for your most valuable asset.

renters

Renters insurance protects your belongings in a rented property, covering losses from theft, fire, and other disasters. It also provides liability coverage, ensuring financial security for tenants.

short-term rental insurance

Short-term rental insurance safeguards property owners from risks associated with renting out their space temporarily. It covers damages, liability, and potential income loss, ensuring financial protection and peace of mind during rental periods.

valuables

Insurance for valuables kept in the home provides coverage for high-value items like jewelry, art, and collectibles. It safeguards these assets from theft, damage, or loss, ensuring financial protection for homeowners.