Insurance premiums for policies covering natural disasters are rising across the country, and many homeowners are already feeling the impact. Between 2020 and 2023, rates jumped more than 30% as hurricanes, wildfires, and severe storms grew more frequent and costly.

Most of us insure our homes, our cars, even our phones—yet the one thing we rely on most, our income, often goes unprotected. The truth is sobering: 1 in 4 workers will experience a disability during their working years, and the average long-term disability lasts 2.6 years.

As students head off to college, it's vital for parents to review their insurance coverage—beyond packing dorm essentials—to ensure students’ belongings and liability remain protected.

With the rising popularity of electric vehicles (EVs), understanding how to charge them safely is essential. Improper charging can result in electric shock or even fires, especially when using high-powered Level 2 chargers or fast-charging systems. Share the following safety tips to help protect EV owners and their families:

Natural disasters can devastate small businesses. According to FEMA, 40–60% of small businesses that close due to a disaster never reopen. Proactive preparation is essential to survival and quick recovery. Here’s how you can prepare:

Small businesses face mounting risk from fraud—whether by employees, vendors, or external perpetrators—with the Association of Certified Fraud Examiners reporting average losses of about $8,300 per month and schemes often lasting up to a year before detection.

In dual-income households, the majority of working mothers still carry a disproportionate share of childcare and household management, despite also contributing significantly to the family’s income.