Long Term Disability
Serious illnesses or accidents can hit you by surprise. They can completely disrupt your life, and hinder your ability to work for an extended period. The team at Ford Insurance Agency is here to make sure you have financial support to manage your disability, your household and your loved ones!
The importance of long term disability insurance
get long term disability insurance from a trusted, local source
Many people do not think that their most valuable asset is their ability to work. But if illness or injury keeps you from earning a living, do you know how you would pay your bills? Our long-term disability policy covers disabilities that are caused due to injuries or illness that prevent employees from performing the essential duties of their jobs.
Once short term disability benefits expire (after about 3-6 months) long term disability insurance can last until an employee returns to work or for the number of years stated in the policy.
Seek expert advice to ensure the best fit. Contact us for guidance on if long-term disability insurance is a good option for you.
Long-term disability insurance can cover:
Return-to-work and incentives: The policy covers rehabilitation, dependent care, workplace modification and more.
Monthly benefit payments: This helps you receive a portion of your salary each month in which you can’t work full time.
Long-term disability insurance can be a wise way to make sure you and your family are protected if the worst happens.
Employer long-term disability considerations:
Your employer may provide long-term disability coverage or offer a discounted policy. Consider securing your own policy for better payout levels and potential tax advantages. Contact us for guidance on whether you should have a long-term disability insurance policy that you purchase yourself.
It’s time to meet Madison!
Madison Ford leads our life insurance department. He’d be happy to help! You can call him directly at (231) 492-0824 or email him at mford@fordinsurance.net.
CALL: (231) 492-0824
EMAIL: mford@fordinsurance.net
Or if you’d prefer, click below to fill out a form and he will get back to you.