Employee
benefits
Attract, retain and protect your people!
As healthcare costs continue to rise, offering meaningful employee benefits has never been more important. Your team wants more than a policy. They want access to the care, support and resources they need to feel secure at work and at home.
At Ford Insurance Agency, we help businesses build benefits programs that fit their team, their budget and their long-term goals. From health coverage to supporting benefit options, we’ll help you create a thoughtful plan that meets employee needs while giving your business the guidance and flexibility it deserves.
Employee Benefits Specialists
serving Michigan
Ford Insurance Agency Employee Benefits Department is a dynamic team of experts with over 40 years of experience in providing consultative, forward-thinking and empathetic expertise to organizations of all sizes. We serve all industries as they continually grow and change.
We customize solutions for you, because we understand that one size does not fit all. We understand that you have a business to run, so we act as your business partner; the Employee Benefits arm of your Human Resources.
WE ARE CONSULTANTS.
WE LISTEN AND LEARN. WE:
Assess your current Employee Benefits program and/or needs
Do thorough market research
Provide benchmarking analysis based on industry, geography and demographics
Recommend sustainable benefits strategies to control costs
Model a contribution strategy
Prepare concise and complete Employee Benefits proposal
Assist with your Human Resources needs and reduce your administrative burden
Leverage relationships with all insurance carriers to secure best pricing and plans available
Keep you informed about trends and news in the Employee Benefits world
Resolve complex claims and billing issues with insurance carriers and providers
WE’RE YOUR PARTNER.
WE DO EMPLOYEE BENEFITS. WE:
Prepare customized Employee notices
Host Employee educational and open enrollment meetings
Meet with Employees for one-on-one consultations
Provide proactive and ongoing Employee communications
Support with on-boarding new Employees
Manage COBRA
Keep you in compliance through by tracking requirements and auditable documentation
WE DO INSURANCE.
EMPLOYER PAID & EMPLOYEE PAID. SUPPLEMENTAL & VOLUNTARY:
Medical
Dental
Vision
Life
Short and Long Term Disability
Employee Assistance Program
Wellness Programs
HSAs / HRAs / FSAs / DCAs
Section 125
COBRA Management
And more…
ready For consultation?
Each Ford Insurance Agency Client is supported by industry leading advisors and highly skilled account managers. We pro-actively address our Clients’ needs and goals, while delivering personalized solutions.
Contact one of our employee benefits insurance experts to get your customized quote today. We are here to help you find the right coverage!
group benefits
Caitlin Anderson
Employee Benefits Account Manager
Direct Dial: (231) 268-4010
Email: canderson@fordinsurance.net
Self vs Level-funded
Self-funded and level-funded benefits plans are two options many employers ask about when they want more control over healthcare costs, plan design and the care options available to their team. While both approaches can offer flexibility beyond a traditional fully insured plan, they also come with important differences in how claims are paid, how monthly costs are structured and how much financial risk the employer may take on.
At Ford Insurance Agency, we help businesses understand those differences clearly before making a decision. Our role is to look beyond the terminology and help you evaluate what each option could mean for your company, your budget and your employees. From reviewing claims exposure and stop-loss protection to comparing plan flexibility and long-term cost strategy, our team provides the guidance needed to choose a benefits program that supports your business while helping employees access the healthcare they need.
Our Trusted Employee Benefits Carriers:
*Ford Insurance Agency is an authorized independent agent for Blue Cross Blue Shield of Michigan and Blue Care Network.
Group health
Our Specialties:
group dental
group vision
group long term disability insurance
group life
